With Christmas approaching, a lot of people are more prone to experience stress than the conventional Christmas cheer. Stress in terms of financial strain to fulfill the shopping list that involves gift items and greeting cards to give away your near and dear ones. One of the most suitable means to send christmas cards is to write a merry letter and thus incorporating it to your card. Now, there is no need for you to add a separate paper in your card! There are a lot of companies offering free e cards and different designs online which includes tri-fold cards along with a space to add photos on one side and on the other panel a room for a short letter.